A Ridgefield man has been charged with conspiring to launder money for allegedly smuggling cosmetics in Iran while he served as president of a Long Island-based cosmetics manufacturer and supplier. Federal prosecutors allege in a 13-page indictment unsealed yesterday that 50-year old Michael Rose was involved in a scheme that spanned years to violate government sanctions on Iran. He was also charged with conspiring to violate the International Emergency Economic Powers Act and conspiring to commit bank fraud. The FBI alleges Rose intentionally disguised where his products were ultimately going, and allegedly lied about the prices of the products to limit his customs liability. Federal prosecutors said Rose exported more than $350,000 worth of cosmetics from the United States to an importer in Iran.